01
Concierge intake
Send
Select your EOB, itemized bill, or portal screenshot, then email it to LifeDesk for the free human audit.
The public site keeps the selected file on your device.
Free bill auditNo signup · nothing out of pocket
We review medical bills, help prepare insurer appeals after signed authorization, and pursue potential overcharges. You never pay out of pocket — no recovery, no fee.
File stays on deviceHuman audit by emailNot a law firm
Sample audit
Example bill
Recoverable on this example bill
$0
St. Vincent Medical Center · Aetna Bronze HSA
Findings on this billRecoverable
99291
Critical care + ER visit billed together
Unbundling
+$1,840
27520
Out-of-network provider, emergency care
NSA balance bill
+$2,100
—
Deductible applied over plan limit
Deductible error
+$800
$0
Out of pocket — ever
25%
Of recovery, only if we win
No signup
To try it
$88BAnnual US billing errors (industry estimate)·
80%Of bills contain an error (industry estimate)·
$0Out of pocket — no recovery, no fee·
25%Of recovery — our only payday·
Insurers we can appeal to
AetnaBCBSUnitedHealthcareCignaHumanaAnthemKaiserMolina
Try it · no signup
Select a bill. Start the human audit.
This public site keeps selected files on your device; it does not upload them or invent a result. LifeDesk prepares appeals only with your signed authorization; we’re not your insurer or a law firm.
Drop your bill here
PDF, PNG, or JPG · Up to 20 MB · real bills get a free human audit within 24h
Findings stream
Waiting
Select a bill to prepare it for the human-audit handoff.
0 findings
No case yet
Process · 04 steps
How it works.
One request, one review, and — if you authorize it — one appeal. You get email updates as each stage moves.
02
Line-by-line
Review
A reviewer checks CPT codes, network status, plan terms, and the billing rules that may apply.
We share the findings before any appeal moves forward.
03
With authorization
Prepare
After you approve the findings and sign an authorization, LifeDesk can prepare and coordinate an insurer appeal.
No appeal is filed without your signed authorization.
04
No recovery, no fee
Recover
Your insurer pays the provider back, or refunds you directly. Our 25% fee comes out of the money we recover — never out of your pocket.
If we recover nothing, you owe nothing. That's the whole point.
The numbers
Small errors. Big recoveries.
Medical billing is full of compounding errors — duplicate charges, upcoding, out-of-network balance bills. We find them, then make insurers fix them.
$0B
Annual US billing errors
Industry estimate
0%
Of bills contain an error
Industry estimate
$0
Out of your pocket
No recovery, no fee
04
Estimator · 30 seconds
How much could you get back?
Slide to your last bill amount. This is a rough illustration based on typical billing-error patterns, not a prediction — actual recovery depends on your plan, the procedure, and the insurer.
Your bill
$4,740
Complex bill · most error-prone band
$4,740
$100$10K$50K
Illustrative outcome
You might keep
$0
After our 25% fee, paid from the recovery · rough illustration, not a prediction
Of $0 identified100%
38%
13%
Keep $0 Fee $0 At-risk $0
Live demo
Watch a case move.
A sample walkthrough: an Aetna Bronze HSA bill with a $4,740 overcharge disputed, filed, and resolved — showing how the flow works, with our fee taken from the recovery itself.
Illustrative example · sample case
Step 02
4 errors, $1,767 recoverable.
Hover any flagged line to see the rule we’d cite in the appeal.
St. Vincent Regional · Invoice A-88412DOS 03/12/26
Code
Line item
Charged
Allowed
99285
ER visit, high severityUpcoded
$2,840
$1,950
93010
ECG interpretation, professionalUnbundling
$420
$65
71045
Chest X-ray, 1 viewOON balance bill
$380
$120
J2250
Midazolam, 1 mg
$94
$94
36415
Venous blood draw
$62
$62
80053
Comprehensive metabolic panelDuplicate
$310
$48
Total
$4,106
$2,339
Hover a flagged line
4 errors found · $1,767 recoverable
Hover (or tab through) any flagged row to see why it’s recoverable, with the exact rule we’d cite in the appeal.
Total charges
$4,106
Recoverable
$1,767
Free download · no signup wall
The bill-audit cheat-sheet our reviewers actually use.
20 specific errors to look for, the federal regs that protect you, the exact phrasing that opens an appeal — in a 4-page PDF.
No tracking pixels · Unsubscribe in one click
LifeDesk · cheat-sheet
20 errors that turn into checks.
01 · Upcoded ER level
02 · Unbundled labs
03 · Out-of-network balance bill
04 · Wrong modifier
05 · Duplicate anesthesia
06 · Pre-deductible billing
07 · Mismatched DOS
+ 13 more
4 pages · PDFFree
Trust
Your bill. Your data.
Medical records are the most sensitive data you have. We treat them that way.
01
Your file stays on your device
This public site does not upload a bill or fabricate findings. To request a free human audit, email the document directly to LifeDesk.
02
We never sell your data
No ad networks, no data brokers, no analytics cross-sharing. Your records exist only for your case.
03
Deletion on demand
You can request deletion of records we hold about an active case. We confirm the request by email.
04
Privacy by design
Only the reviewers assigned to a case access the documents needed to review it. A signed authorization is required before an appeal is filed.
Pricing
Two ways to get paid back.
Everyone starts with a free audit, and nobody pays out of pocket — our fee comes out of what we recover. Pro is for repeat use, with a reduced 15% rate.
No recovery, no fee
Plan 01
$0/ out of pocket
25% of recovery — only if we win
Free
Request a free human audit by email. If you approve the findings and sign authorization, we can prepare and coordinate the appeal. Our fee comes only from money recovered.
- Free human bill audit
- Appeal preparation after signed authorization
- Case updates by email
- 25% of recovery, only if we win
Best for ongoing care
Plan 02
$79/ month
optional ongoing support
Pro
For people who want optional ongoing support with new bills. Confirm current plan details before enrolling.
- Everything in Free
- Ongoing bill-review support
- Current features confirmed at enrollment
- 15% of recovery (vs 25%)
Compare
Free
$0 · per bill
Pro
$79/mo
Bill audit
Free human audit
Free human audit
Out-of-pocket cost
$0 — ever
$79/mo subscription only
Fee, taken from the recovery
25%
15%
Appeal preparation after authorization
Case updates by email
Insurer response timing
Varies by plan
Varies by plan
Ongoing bill-review support
—
Cancel anytime
n/a
FAQ
Questions people ask.
Can’t find what you’re looking for? Email hello@getlifedesk.com. A real person reads every message.
On this public site, selecting a bill keeps it on your device — it is not uploaded and no instant result is produced. To request a free human audit, you email the bill directly to LifeDesk. We don't sell your data, share it with advertisers, or feed it to data brokers — full stop. Read our Security page before sending sensitive documents.
Resources
Find your exact situation.
By insurer
How we file against the big carriers — process, common errors, and the law we cite.
By state
Local appeal law and surprise-billing statutes, state by state.
Learn
Plain-English guides to reading bills and beating errors.
Compare
Honest, side-by-side — including doing it yourself.
GET · YOUR · MONEY · BACK · GET · YOUR · MONEY · BACK ·